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For MyPayMe account login
For password recovery
User Agreement:
This policy describes the ways we collect, store, use and protect your personal information.
You accepted this policy when you signed up for our Service. We may amend this policy at any time
by posting a revised version on our website. The revised version will be effective at the time we post
it. In addition, if the revised version includes a substantial change, we will provide you with 30 days
prior notice by posting notice of the change on the "Policy" page of our website.
How we collect information about you
When you visit the MyPayMe website, we collect your IP address and standard web log information,
such as your browser type and the pages you accessed on our website.
If you open an account, we collect the following types of information from you:
Contact information - your name, address, phone, email, Skype ID and other similar information.
Financial information - the full bank account numbers and credit card numbers that you link to
your MyPayMe account.
Before permitting you to use our Service, we may require you to provide additional information we
can use to verify your identity or address or manage risk, such as your date of birth, social security
number or other information. We may also obtain information about you from third parties such as credit bureaus and identity verification services.
When you are using our Service, we collect information about your account transactions and we may
collect information about your computer or other access device for fraud prevention purposes.
Finally, we may collect additional information from or about you in other ways not specifically
described here. For example, we may collect information related to your contact with our customer support
team or store results when you respond to a survey.
Back to top How we use cookies
When you access our website, we, or companies we hire to track how our website is used, may place small
data files called "cookies" on your computer.
We send a "session cookie" to your computer when you log in to your account. This type of cookie
helps us to recognize you if you visit multiple pages on our site during the same session, so that we
don’t need to ask you for your password on each page. Once you log out or close your browser, this cookie
expires and no longer has any effect.
We also use longer-lasting cookies for other purposes such as to display your e-mail address on our sign-in
form, so that you don't need to retype the e-mail address each time you log in to your account.
We encode our cookies so that only we can interpret the information stored in them. You are free
to decline our cookies if your browser permits, but doing so may interfere with your use of our website.We may
also collect information about your computer or other access device to mitigate risk and for fraud prevention purposes.
How we protect and store personal information
Throughout this policy, we use the term "personal information" to describe information that can be associated with a
specific person and can be used to identify that person. We do not consider personal information to include information
that has been anonymized so that it does not identify a specific user.
We store and process your personal information on our computers in the US, and we protect it by maintaining physical,
electronic and procedural safeguards in compliance with applicable US federal and state regulations. We use computer
safeguards such as firewalls and data encryption, we enforce physical access controls to our buildings and files, and
we authorize access to personal information only for those employees who require it to fulfill their job responsibilities.
How we use the personal information we collect
our primary purpose in collecting personal information is to provide you with a secure, smooth, efficient,
and customized experience. We may use your personal information to:
provide the services and customer support you request;
process transactions and send notices about your transactions
resolve disputes, collect fees, and troubleshoot problems;
prevent potentially prohibited or illegal activities, and enforce our User Agreement;
customize, measure, and improve our services and the content and layout of our website;
send you targeted marketing, service update notices, and promotional offers based on your communication preferences;
compare information for accuracy and verify it with third parties.
How we share personal information with other MyPayMe users
To process your payments, we need to share some of your personal information with the person or company that you are
paying or is paying you. Your contact information, date of sign-up, the number of payments you have received from verified
MyPayMe users, and whether you have verified control of a bank account are provided to other MyPayMe users who you transact
with through MyPayMe.
If you are buying goods or services and pay through MyPayMe, we may also provide the seller with your confirmed credit card billing
address to help complete your transaction with the seller. The seller is not allowed to use this information to market their services
to you unless you have agreed to it. If an attempt to pay your seller fails, or is later invalidated, we may also provide your seller
with details of the unsuccessful payment. To facilitate dispute resolutions, we may provide a buyer with the seller’s address so that
goods can be returned to the seller.
We work with merchants to enable them to accept payments from you using MyPayMe. In doing so, a merchant may share information about you with
us, such as your email address, when you attempt to pay that merchant. We use this information to confirm to that merchant that you are a
MyPayMe customer and that the merchant should enable MyPayMe as a form of payment for your purchase. Also, if you request that we validate your
status as a MyPayMe customer with a third party, we will do so. Please note that merchants you buy from and contract with have their own
privacy policies, and MyPayMe may not be held responsible for their operations, including, but not limited to, their information practices.
Regardless, we will not disclose your credit card number or bank account number to anyone you have paid or who has paid you through MyPayMe,
except with your express permission or if we are required to do so to comply with a subpoena or other legal process.
How we share personal information with other parties
We may share your personal information with:
Members of the Modlow-Arvai Inc -- like Modlow-arvai.com, Mylinkmarket.com, Circuitpalace.com, -- to provide joint content and services (like registration,
transactions and customer support), to help detect and prevent potentially illegal acts and violations of our policies, and to guide decisions about
their products, services and communications. Members of our corporate family will use this information to send you marketing communications only
if you have requested their services.
Service providers under contract who help with parts of our business operations; (fraud prevention, bill collection, marketing, technology services).
Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their
own benefit.
Financial institutions that we partner with to jointly create and offer a product such as the MyPayMe Plus credit card where we
share information with GE Money Bank to determine whether you should receive pre-approved offers for the MyPayMe Plus credit card.
These financial institutions may only use this information to market MyPayMe-related products, unless you have given consent for other uses.
Credit bureaus to report account information, as permitted by law.
•Banking partners as required by credit card association rules for inclusion on their list of terminated merchants (in the event that you meet their criteria which
includes having MyPayMe close your MyPayMe Account due to your breach of the MyPayMe User Agreement).
•Companies that we plan to merge with or be acquired by. (Should such a combination occur, we will require that the new combined entity follow this privacy policy with
respect to your personal information. If your personal information could be used contrary to this policy, you will receive prior notice.)
Law enforcement, government officials, or other third parties when
we are compelled to do so by a subpoena, court order or similar legal procedure
we need to do so to comply with law
we believe in good faith that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate
violations of our User Agreement.
Other third parties with your consent or direction to do so.
MyPayMe will not sell or rent any of your personal information to third parties for their marketing purposes and only shares your personal information with third parties as described in this policy.
If you open a MyPayMe account directly on a third party website or application, any information that you enter on that website or application (and not directly on a MyPayMe website) will be shared with
the owner of the third party website or application.
Back to top How you can restrict MyPayMe from sharing your personal information
Federal and state laws allow you to restrict the sharing of your personal information in certain instances. However, these laws also state that you cannot restrict other types of sharing. Because we have chosen to refrain from certain types of data sharing, the only type of sharing of your personal information that you may restrict is as follows:
If you do not want MyPayMe to share your personal information with other financial institutions for the purpose of marketing our jointly offered products to you, please log in to your account and uncheck the box in the Information Sharing section of the Notifications and Information Sharing page. This page can be accessed by going to the Profile subtab under the My Account tab.
You can also control how we use your contact information to market our services to you in the notifications preferences.
How you can access or change your personal information
You can review and edit your personal information at any time by logging in to your account and clicking the Profile subtab under the My Account tab.
Back to top How you can contact us about privacy questions
If you have questions or concerns regarding this policy, you should contact us by using this form or writing to us at MyPayMe, Attn: Privacy Department, 10671 97th Street Ozone Park, NY 11417. MyPayMe maintains offices at New York, NY
1

Privacy Policy:
This policy describes the ways we collect, store, use and protect your personal information.
You accepted this policy when you signed up for our Service. We may amend this policy at any time
by posting a revised version on our website. The revised version will be effective at the time we post
it. In addition, if the revised version includes a substantial change, we will provide you with 30 days
prior notice by posting notice of the change on the "Policy" page of our website.
How we collect information about you
When you visit the MyPayMe website, we collect your IP address and standard web log information,
such as your browser type and the pages you accessed on our website.
If you open an account, we collect the following types of information from you:
Contact information - your name, address, phone, email, Skype ID and other similar information.
Financial information - the full bank account numbers and credit card numbers that you link to
your MyPayMe account.
Before permitting you to use our Service, we may require you to provide additional information we
can use to verify your identity or address or manage risk, such as your date of birth, social security
number or other information. We may also obtain information about you from third parties such as credit bureaus and identity verification services.
When you are using our Service, we collect information about your account transactions and we may
collect information about your computer or other access device for fraud prevention purposes.
Finally, we may collect additional information from or about you in other ways not specifically
described here. For example, we may collect information related to your contact with our customer support
team or store results when you respond to a survey.
Back to top How we use cookies
When you access our website, we, or companies we hire to track how our website is used, may place small
data files called "cookies" on your computer.
We send a "session cookie" to your computer when you log in to your account. This type of cookie
helps us to recognize you if you visit multiple pages on our site during the same session, so that we
don’t need to ask you for your password on each page. Once you log out or close your browser, this cookie
expires and no longer has any effect.
We also use longer-lasting cookies for other purposes such as to display your e-mail address on our sign-in
form, so that you don't need to retype the e-mail address each time you log in to your account.
We encode our cookies so that only we can interpret the information stored in them. You are free
to decline our cookies if your browser permits, but doing so may interfere with your use of our website.We may
also collect information about your computer or other access device to mitigate risk and for fraud prevention purposes.
How we protect and store personal information
Throughout this policy, we use the term "personal information" to describe information that can be associated with a
specific person and can be used to identify that person. We do not consider personal information to include information
that has been anonymized so that it does not identify a specific user.
We store and process your personal information on our computers in the US, and we protect it by maintaining physical,
electronic and procedural safeguards in compliance with applicable US federal and state regulations. We use computer
safeguards such as firewalls and data encryption, we enforce physical access controls to our buildings and files, and
we authorize access to personal information only for those employees who require it to fulfill their job responsibilities.
How we use the personal information we collect
our primary purpose in collecting personal information is to provide you with a secure, smooth, efficient,
and customized experience. We may use your personal information to:
provide the services and customer support you request;
process transactions and send notices about your transactions
resolve disputes, collect fees, and troubleshoot problems;
prevent potentially prohibited or illegal activities, and enforce our User Agreement;
customize, measure, and improve our services and the content and layout of our website;
send you targeted marketing, service update notices, and promotional offers based on your communication preferences;
compare information for accuracy and verify it with third parties.
How we share personal information with other MyPayMe users
To process your payments, we need to share some of your personal information with the person or company that you are
paying or is paying you. Your contact information, date of sign-up, the number of payments you have received from verified
MyPayMe users, and whether you have verified control of a bank account are provided to other MyPayMe users who you transact
with through MyPayMe.
If you are buying goods or services and pay through MyPayMe, we may also provide the seller with your confirmed credit card billing
address to help complete your transaction with the seller. The seller is not allowed to use this information to market their services
to you unless you have agreed to it. If an attempt to pay your seller fails, or is later invalidated, we may also provide your seller
with details of the unsuccessful payment. To facilitate dispute resolutions, we may provide a buyer with the seller’s address so that
goods can be returned to the seller.
We work with merchants to enable them to accept payments from you using MyPayMe. In doing so, a merchant may share information about you with
us, such as your email address, when you attempt to pay that merchant. We use this information to confirm to that merchant that you are a
MyPayMe customer and that the merchant should enable MyPayMe as a form of payment for your purchase. Also, if you request that we validate your
status as a MyPayMe customer with a third party, we will do so. Please note that merchants you buy from and contract with have their own
privacy policies, and MyPayMe may not be held responsible for their operations, including, but not limited to, their information practices.
Regardless, we will not disclose your credit card number or bank account number to anyone you have paid or who has paid you through MyPayMe,
except with your express permission or if we are required to do so to comply with a subpoena or other legal process.
How we share personal information with other parties
We may share your personal information with:
Members of the Modlow-Arvai Inc -- like Modlow-arvai.com, Mylinkmarket.com, Circuitpalace.com, -- to provide joint content and services (like registration,
transactions and customer support), to help detect and prevent potentially illegal acts and violations of our policies, and to guide decisions about
their products, services and communications. Members of our corporate family will use this information to send you marketing communications only
if you have requested their services.
Service providers under contract who help with parts of our business operations; (fraud prevention, bill collection, marketing, technology services).
Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their
own benefit.
Financial institutions that we partner with to jointly create and offer a product such as the MyPayMe Plus credit card where we
share information with GE Money Bank to determine whether you should receive pre-approved offers for the MyPayMe Plus credit card.
These financial institutions may only use this information to market MyPayMe-related products, unless you have given consent for other uses.
Credit bureaus to report account information, as permitted by law.
•Banking partners as required by credit card association rules for inclusion on their list of terminated merchants (in the event that you meet their criteria which
includes having MyPayMe close your MyPayMe Account due to your breach of the MyPayMe User Agreement).
•Companies that we plan to merge with or be acquired by. (Should such a combination occur, we will require that the new combined entity follow this privacy policy with
respect to your personal information. If your personal information could be used contrary to this policy, you will receive prior notice.)
Law enforcement, government officials, or other third parties when
we are compelled to do so by a subpoena, court order or similar legal procedure
we need to do so to comply with law
we believe in good faith that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate
violations of our User Agreement.
Other third parties with your consent or direction to do so.
MyPayMe will not sell or rent any of your personal information to third parties for their marketing purposes and only shares your personal information with third parties as described in this policy.
If you open a MyPayMe account directly on a third party website or application, any information that you enter on that website or application (and not directly on a MyPayMe website) will be shared with
the owner of the third party website or application.
Back to top How you can restrict MyPayMe from sharing your personal information
Federal and state laws allow you to restrict the sharing of your personal information in certain instances. However, these laws also state that you cannot restrict other types of sharing. Because we have chosen to refrain from certain types of data sharing, the only type of sharing of your personal information that you may restrict is as follows:
If you do not want MyPayMe to share your personal information with other financial institutions for the purpose of marketing our jointly offered products to you, please log in to your account and uncheck the box in the Information Sharing section of the Notifications and Information Sharing page. This page can be accessed by going to the Profile subtab under the My Account tab.
You can also control how we use your contact information to market our services to you in the notifications preferences.
How you can access or change your personal information
You can review and edit your personal information at any time by logging in to your account and clicking the Profile subtab under the My Account tab.
Back to top How you can contact us about privacy questions
If you have questions or concerns regarding this policy, you should contact us by using this form or writing to us at MyPayMe, Attn: Privacy Department, 10671 97th Street Ozone Park, NY 11417. MyPayMe maintains offices at New York, NY
1

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| Note: You must be over 18 to sign up for a MyPayMe account. |
| * Indicates required fields. |
| Providing us with this information about you helps ensure the security of your account and allows us to serve your needs better. Please make sure that the information you provide is accurate. MyPayMe uses this information to contact you if there are issues with your account. |
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